Professional Indemnity & Liability Insurance for Consultants, Contractors, and Freelancers

Professional Indemnity & Public Liability Insurance Image

How Does This Cover Protect My Business?

If you provide advice or services in your work, it’s important to protect your business against alleged claims of malpractice or professional misconduct.

Both professional indemnity insurance and liability insurance are the recommended cover for most consultants in order to avoid any unforeseen circumstances.

To ensure that your business is adequately covered, Chimera Insurance Brokers is pleased to offer a combined Professional Indemnity, Public Liability and Products Liability Insurance Package. These are sometimes referred to as Professional Liability Insurance Australia.

Public and Products Liability Insurance

Is designed to respond to claims resulting from the personal injury or property damage that may arise from the insured’s activities. To put it simply, Public and Products Liability insurance provide cover for the physical outcomes of faulty services.

Professional Indemnity

Provides the essential cover to protect your business in the event that a third party suffers a financial loss as a result of an alleged negligent act, error or omission, providing your business with the financial protection for the professional legal costs associated with defending claims and any damages awarded.

This type of insurance is available to most professionals and in many instances; it is a requirement to carry a minimum level of Professional Indemnity by law.

We can help with:

  • Professional Indemnity Insurance for Consultants
  • Professional Indemnity Insurance for Contractors
  • Professional Indemnity Insurance for Freelancers
  • Professional Indemnity Insurance for Business Consultants

Who Needs Professional Indemnity Insurance?

Professional Indemnity Insurance is recommended for anyone who provides advice as part of their business or profession, as unfortunately, anyone can make a mistake no matter how much experience or expertise they may have.

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions but also for those of your partners, employees or volunteers. The costs of insuring your business are a relatively minimal expenditure to give you peace of mind.

Furthermore, for many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. It is also an increasingly common requirement for consultants and contractors to maintain Professional Indemnity cover in order to respond to tenders.

See if we have your profession listed, or simply apply online to obtain a quote.

Don’t see your occupation listed? Need Professional Indemnity Insurance Australia?  Need Professional Liability Insurance Australia? Contact us today for assistance in assessing your Professional Indemnity Insurance needs.

There are a variety of consultants that our combined insurance suits, below is a sample:

  • Business Consultants
  • Management Consultants
  • Business Managers
  • Training Consultants
  • Careers Advisory Services
  • Company Search Agents
  • Marketing Consultants
  • Public Relations Consultants
  • Brand Development Managers
  • Market Research Consultants
  • Advertising Agencies
  • Corporate Identity Consultants
  • Creative Directors
  • Copywriters
  • Desktop Publishing
  • Graphic Design Consultants
  • Editorial Publishing
  • Leisure Industry Consultants
  • Training Services
  • Wildlife Consultants
  • Wedding Planners
  • Quality Assurance Consultants
  • Education Advisory Services
  • Export Consultants
  • Food Industry Consultants

Professional Indemnity & Liability Cover Includes:

  • Up to $10M Professional Indemnity Cover
  • Up to $20M in Public and Products Liability Cover
Apply for Professional Indemnity & Liability Insurance Online