You have worked hard to establish your business, so get the right insurance to protect your business and give you peace of mind.
Chimera have experience in arranging tailored cover for a range of IT Consultants and IT Contractors including:
- Information Technology (IT) Consultants and Contractors
- Network Developers and Consultants
- Hardware/Software Resellers
- Software Developers
- Hardware Manufacturers
- Internet Service Providers
- Web Hosting
- Internet Services
- Telecommunication Services
- Systems Integration
- Maintenance and Repair
- Data Processing
- Data Warehousing/Bureau Services
- Education and Training
- Facilities Management and Outsourcing
- IT Recruitment and Placement Services
Provides essential financial protection for IT professionals, securing the insured entity, its directors and staff from claims arising from an alleged breach of professional duty owed to a third party.
The policy responds to protect you against the legal costs of involved in defending yourself or businesses from claims made against you (even in the case where these claims are false) and the payment of compensation owing to the third party in the event you are proven negligent.
Public and Products Liability
Is designed to address the personal injury or property damage that may arise from the insured’s activities. To put it simply, Public and Products Liability insurance provides cover for the physical outcomes of faulty services.
Get the Right Cover to Protect Your Business
To ensure that your business is adequately covered, we at Chimera Insurance Brokers offer a combined Professional Indemnity, Public Liability and Products Liability Insurance Package designed specifically for Information Technology risks.
In our experience, there can be legal uncertainty regarding the nature of the activities provided by IT professionals, specifically whether their advice, design or implementation is characterised as a ‘product’ or a ‘service’. This uncertainty can lead to major issues in the event of the claim with some consultants finding they have the wrong cover for the circumstances that arise.
Combining both Professional Indemnity and Products Liability policies with the one insurer avoids any doubt in respect of whether a loss has arisen from a professional service or the supply of a product. With a combined insurance policy with the one insurer this is not a concern.